SAVING & LENDING

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Smallholder farmers struggle to meet their financial needs. Agricultural income is infrequent and volatile, and formal financial services do not reach them or do not meet their needs. KV-HELP empowers women to run self-governed, community-based financial organizations. The aim is:

– To build a network of small, community-based Saving Groups that accumulate savings and
give loans to their members.
– To assist mature groups to advance to Digital Saving Groups that manage their financial services
through digital platforms relying on mobile technology.
 

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FOOD SECURITY & MICRO-ENTREPRISE

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KV supports women’s entrepreneurial spirit to counteract the widespread food insecurity. It supports agricultural diversification and organic farming. The aim of this key area is:

– to strengthen agricultural innovation, increase the profitability of small businesses run by women and
– to promote new strategic partnerships with the organization “Sustainable Agriculture Tanzania” (SAT) in Morogoro and the Sokoine University of Agriculture in Morogoro.
 

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HEALTH PROTECTION & PROMOTION

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Most people in Tanzania have no health insurance. A disease or an accident often has serious consequences for individuals and their families. KV-HELP follows a dual approach of health protection and health promotion:

 

Health Protection:

KV-HELP helps women to save for health in a self-managed social  fund which can mitigate emergency situations in case of disease. Furthermore, the NGO educates women’s groups about health insurance and promotes models like the improved Community Cealth Fund (iCHF).

 

Health Promotion:

Prevention of non-communicable diseases (NCDs)
KV-HELP acts as a knowledge platform that uses new, creative methods (plays, cooking courses, sms reminders) to sensitise people about how to prevent widespread NCDs such as diabetes or cardiovascular diseases.

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